Monthly Archives: June 2018

Discount Dental Plans and Affordable

Healthy teeth and gums play a fundamental role in our overall health. Regrettably, rising dental insurance premiums and treatment costs have made dental care inaccessible to many people across the nation. Today, there are more than 108 million children and adults without dental insurance in the U.S. As the need for affordable dental care continues to grow, more and more people turn toward discount dental plans as a cost-effective and easy-to-use alternative to dental insurance.

Current research shows a clear shift in the dental benefits marketplace attributed, in part, to concerns with cost, choice and service. Many consumers and employers are moving away from the inflated premiums, strict restrictions, poor service and other limitations often associated with traditional dental insurance and are looking toward the savings and benefits offered by discount dental plans. “With an estimated dentist of Americans not having any type of dental coverage, and the dental insurance marketplace offering few, affordable dental products for individuals, discount dental plans are an attractive answer to the need to reduce consumer out-of-pocket costs and increase access to care.”

Discount dental plans provide consumers with the value they desire by offering access to affordable, quality dental care at a low price and with an emphasis on choice and service. Plan members pay a low annual membership fee and are granted access to a network of participating providers offering discounts of dentist to dentist on most dental procedures, including braces, root canals, crowns, dentures, cosmetic dentistry and more on select plans. Certain plans even include discounts on additional benefits, including prescription, vision, hearing and chiropractic care.

Discount dental plans, designed to provide significant savings on members’ dental care needs, have quickly become an attractive alternative to costly dental insurance. Traditional dental insurance, once the only dental benefit option available, features many drawbacks including costly deductibles, tedious claim forms, long waiting periods and other limitations. On the other hand, discount dental plans are more cost-effective, easy-to-use and free of these hassles.

Additionally, discount dental plans – starting at $79.95 per year for individuals and $129.95 per year for families – are much more affordable than dental insurance. According to a 2005 report by the National Association of Dental Plans (NADP), a trusted representative of the dental benefits industry, the average monthly premium for individual dental HMO insurance is nearly $16 (about $192 per year), compared to nearly $24 (about $288 per year) for individual dental PPO insurance and nearly $31 (about $372 per year) for individual dental indemnity insurance. According to NADP, “Discount dental plans have become an economical and important alternative to combat the rising cost of health care. They are a cost-effective vehicle for millions of undeserved consumers to improve their access to dental care.”

Discount dental plans also provide businesses and other groups with dental benefits that are easy to implement and practically effortless to manage. Many businesses are using discount dental plans to offer dental benefits to people that are rarely covered by traditional dental insurance, including retirees, part-timers, seasonal workers and uninsured dependents. Businesses can protect their employees’ health and provide peace of mind by encouraging their team to join a money-saving discount dental plan.

Dental Care for Dogs

Dental Care for your pet should be done as soon as you bring them home. Upon bring home your new puppy get him use to having his mouth open and inspected, and having his teeth cleaned to help prevent tarter build up and prevent periodontal diseases.

Dental Disease

Dental plaque, which is composed of bacteria, saliva and cellular debris, builds up on the enamel of the teeth. When plaque accumulates with food particles, it becomes hard, thick and yellow-or calcified-and is called tarter. Tarter becomes evident on many pets’ teeth by the time they’re 2 to 3 years old. If not removed tarter causes red, inflamed, infected, and painfully gums called gingivitis, halitosis – bad breath and periodontal gum disease which leads to pain and tooth loss. The bacterial can also spread through the bloodstream to other organs in the body, including the heart, kidneys, and liver, causing chronic disease or life-threatening infection. Signs of dental disease,

Look for these signs of dental disease:

  • Bad breath
  • Decreased appetite/pain when chewing
  • Weight loss
  • Yellow teeth
  • Red or swollen gums
  • Missing teeth
  • Nasal discharge
  • Tearing or swelling below one eye

Preventive Care:

Good care begins with the basics. If your pet suffers from gingivitis, then it may be helpful to use an antiseptic spray in his mouth. Ask your vet for advice on this. Feeding mainly soft, canned food may adversely affect the teeth, so provide some crunchy food like kibble or biscuit-type feed at ever meal time, as this will help clean teeth. Canine dental toys may also help to clean teeth, as will raw meaty bones (bare bones provide no benefit and may even damage the teeth). Don’t throw stones for your dog to retrieve, as these will damage teeth.

Food

Feeding your pet firm dry kibble is a good way help slow down plaque build up through the natural abrasive action. Also dental bones and Flossie type chews are an easy effective way to help clean your pets teeth.

Chew Toys

Appropriate chew toys are another fun and easy way to prevent tarter. Numerous products are available in our toy category.

Brushing Teeth

One of the best ways to prevent tarter is to brush your pet’s teeth. Yes, I know it sounds hard and it can be tricky. The best way is to make it a fun experience early in your pets life. Your veterinarian can show you how to brush your pets teeth. Toothpaste, toothbrush, chews, mouth rinse and more are available to make it easier.

To clean your dog’s teeth start by dipping your finger in dog toothpaste and rub along his gum line and teeth. Once he is use to this progress to using a dog toothbrush or finger tooth-glove, and gently brush his teeth and gums. The toothbrush, glove and toothpaste is available in your local pet store’s supplement section.

Exams and Cleanings

Your pet needs regular dental exams just like you do. Frequency of cleaning depends on each pet’s individual needs, so be sure to consult your veterinarian at least once every six months.